LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,454
−HK$4,167/mo
▼ 0.25% · 3.875%
HK$68,521
−HK$2,100/mo
Today · 4.125%
HK$70,621
baseline
▲ 0.50% · 4.625%
HK$74,919
+HK$4,298/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,242/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,930
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,912
−HK$2,012/mo
Today · 4.125%
HK$77,924
baseline
▲ 0.50% · 4.625%
HK$82,031
+HK$4,107/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,848/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,745
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,226
−HK$2,520/mo
Today · 4.125%
HK$84,746
baseline
▲ 0.50% · 4.625%
HK$89,902
+HK$5,156/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,492/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,716
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,095
−HK$2,414/mo
Today · 4.125%
HK$93,509
baseline
▲ 0.50% · 4.625%
HK$98,438
+HK$4,929/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,018/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,036
−HK$5,834/mo
▼ 0.25% · 3.875%
HK$95,930
−HK$2,940/mo
Today · 4.125%
HK$98,870
baseline
▲ 0.50% · 4.625%
HK$104,886
+HK$6,016/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,740/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,502
−HK$5,591/mo
▼ 0.25% · 3.875%
HK$106,277
−HK$2,816/mo
Today · 4.125%
HK$109,093
baseline
▲ 0.50% · 4.625%
HK$114,844
+HK$5,751/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,186/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,618
−HK$7,501/mo
▼ 0.25% · 3.875%
HK$123,338
−HK$3,781/mo
Today · 4.125%
HK$127,119
baseline
▲ 0.50% · 4.625%
HK$134,854
+HK$7,735/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$254,238/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,073
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,642
−HK$3,621/mo
Today · 4.125%
HK$140,263
baseline
▲ 0.50% · 4.625%
HK$147,656
+HK$7,393/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$280,526/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,591 · Scale 2, in force from 26 Feb 2026)