LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,464
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,532
−HK$2,100/mo
Today · 4.125%
HK$70,632
baseline
▲ 0.50% · 4.625%
HK$74,930
+HK$4,298/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,264/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,941
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$75,924
−HK$2,011/mo
Today · 4.125%
HK$77,935
baseline
▲ 0.50% · 4.625%
HK$82,044
+HK$4,109/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,870/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,757
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,238
−HK$2,520/mo
Today · 4.125%
HK$84,758
baseline
▲ 0.50% · 4.625%
HK$89,916
+HK$5,158/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,516/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,729
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,108
−HK$2,415/mo
Today · 4.125%
HK$93,523
baseline
▲ 0.50% · 4.625%
HK$98,452
+HK$4,929/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,046/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,050
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,944
−HK$2,941/mo
Today · 4.125%
HK$98,885
baseline
▲ 0.50% · 4.625%
HK$104,902
+HK$6,017/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,770/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,517
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,293
−HK$2,817/mo
Today · 4.125%
HK$109,110
baseline
▲ 0.50% · 4.625%
HK$114,861
+HK$5,751/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,220/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,635
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$123,357
−HK$3,781/mo
Today · 4.125%
HK$127,138
baseline
▲ 0.50% · 4.625%
HK$134,874
+HK$7,736/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$254,276/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,093
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$136,663
−HK$3,621/mo
Today · 4.125%
HK$140,284
baseline
▲ 0.50% · 4.625%
HK$147,678
+HK$7,394/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$280,568/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,775 · Scale 2, in force from 26 Feb 2026)