LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,465
−HK$4,168/mo
▼ 0.25% · 3.875%
HK$68,533
−HK$2,100/mo
Today · 4.125%
HK$70,633
baseline
▲ 0.50% · 4.625%
HK$74,931
+HK$4,298/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,266/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,942
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,925
−HK$2,012/mo
Today · 4.125%
HK$77,937
baseline
▲ 0.50% · 4.625%
HK$82,045
+HK$4,108/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,874/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,758
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,239
−HK$2,521/mo
Today · 4.125%
HK$84,760
baseline
▲ 0.50% · 4.625%
HK$89,917
+HK$5,157/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,520/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,730
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,110
−HK$2,414/mo
Today · 4.125%
HK$93,524
baseline
▲ 0.50% · 4.625%
HK$98,454
+HK$4,930/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,048/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,051
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,946
−HK$2,941/mo
Today · 4.125%
HK$98,887
baseline
▲ 0.50% · 4.625%
HK$104,904
+HK$6,017/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,774/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,519
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,295
−HK$2,817/mo
Today · 4.125%
HK$109,112
baseline
▲ 0.50% · 4.625%
HK$114,863
+HK$5,751/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,224/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,638
−HK$7,502/mo
▼ 0.25% · 3.875%
HK$123,359
−HK$3,781/mo
Today · 4.125%
HK$127,140
baseline
▲ 0.50% · 4.625%
HK$134,876
+HK$7,736/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$254,280/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,096
−HK$7,190/mo
▼ 0.25% · 3.875%
HK$136,665
−HK$3,621/mo
Today · 4.125%
HK$140,286
baseline
▲ 0.50% · 4.625%
HK$147,681
+HK$7,395/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$280,572/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,799 · Scale 2, in force from 26 Feb 2026)