LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,468
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,536
−HK$2,101/mo
Today · 4.125%
HK$70,637
baseline
▲ 0.50% · 4.625%
HK$74,935
+HK$4,298/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$141,274/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,945
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,929
−HK$2,011/mo
Today · 4.125%
HK$77,940
baseline
▲ 0.50% · 4.625%
HK$82,049
+HK$4,109/mo
Deposit HK$14.57M · loan HK$14.57M · min. income ≈ HK$155,880/mo (50% DSR)
Upfront cash ≈ HK$15.81M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,762
−HK$5,002/mo
▼ 0.25% · 3.875%
HK$82,243
−HK$2,521/mo
Today · 4.125%
HK$84,764
baseline
▲ 0.50% · 4.625%
HK$89,922
+HK$5,158/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,528/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,735
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,114
−HK$2,415/mo
Today · 4.125%
HK$93,529
baseline
▲ 0.50% · 4.625%
HK$98,459
+HK$4,930/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,058/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,056
−HK$5,835/mo
▼ 0.25% · 3.875%
HK$95,950
−HK$2,941/mo
Today · 4.125%
HK$98,891
baseline
▲ 0.50% · 4.625%
HK$104,908
+HK$6,017/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$197,782/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,524
−HK$5,593/mo
▼ 0.25% · 3.875%
HK$106,300
−HK$2,817/mo
Today · 4.125%
HK$109,117
baseline
▲ 0.50% · 4.625%
HK$114,868
+HK$5,751/mo
Deposit HK$8.74M · loan HK$20.40M · min. income ≈ HK$218,234/mo (50% DSR)
Upfront cash ≈ HK$9.98M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,643
−HK$7,503/mo
▼ 0.25% · 3.875%
HK$123,365
−HK$3,781/mo
Today · 4.125%
HK$127,146
baseline
▲ 0.50% · 4.625%
HK$134,882
+HK$7,736/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$254,292/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,102
−HK$7,191/mo
▼ 0.25% · 3.875%
HK$136,671
−HK$3,622/mo
Today · 4.125%
HK$140,293
baseline
▲ 0.50% · 4.625%
HK$147,688
+HK$7,395/mo
Deposit HK$2.91M · loan HK$26.23M · min. income ≈ HK$280,586/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,238,855 · Scale 2, in force from 26 Feb 2026)