LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,481
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,549
−HK$2,101/mo
Today · 4.125%
HK$70,650
baseline
▲ 0.50% · 4.625%
HK$74,949
+HK$4,299/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,300/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,960
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$75,943
−HK$2,012/mo
Today · 4.125%
HK$77,955
baseline
▲ 0.50% · 4.625%
HK$82,065
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,910/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,777
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,259
−HK$2,521/mo
Today · 4.125%
HK$84,780
baseline
▲ 0.50% · 4.625%
HK$89,939
+HK$5,159/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,560/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,752
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,132
−HK$2,415/mo
Today · 4.125%
HK$93,547
baseline
▲ 0.50% · 4.625%
HK$98,477
+HK$4,930/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,094/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,074
−HK$5,836/mo
▼ 0.25% · 3.875%
HK$95,969
−HK$2,941/mo
Today · 4.125%
HK$98,910
baseline
▲ 0.50% · 4.625%
HK$104,929
+HK$6,019/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$197,820/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,543
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,320
−HK$2,818/mo
Today · 4.125%
HK$109,138
baseline
▲ 0.50% · 4.625%
HK$114,890
+HK$5,752/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$218,276/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,666
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,388
−HK$3,782/mo
Today · 4.125%
HK$127,170
baseline
▲ 0.50% · 4.625%
HK$134,908
+HK$7,738/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$254,340/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,127
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$136,698
−HK$3,622/mo
Today · 4.125%
HK$140,320
baseline
▲ 0.50% · 4.625%
HK$147,716
+HK$7,396/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$280,640/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,239,093 · Scale 2, in force from 26 Feb 2026)