LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,482
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,550
−HK$2,101/mo
Today · 4.125%
HK$70,651
baseline
▲ 0.50% · 4.625%
HK$74,950
+HK$4,299/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,302/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,961
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,944
−HK$2,013/mo
Today · 4.125%
HK$77,957
baseline
▲ 0.50% · 4.625%
HK$82,066
+HK$4,109/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,914/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,779
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,260
−HK$2,522/mo
Today · 4.125%
HK$84,782
baseline
▲ 0.50% · 4.625%
HK$89,940
+HK$5,158/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,564/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,753
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,133
−HK$2,415/mo
Today · 4.125%
HK$93,548
baseline
▲ 0.50% · 4.625%
HK$98,479
+HK$4,931/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,096/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,075
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,970
−HK$2,942/mo
Today · 4.125%
HK$98,912
baseline
▲ 0.50% · 4.625%
HK$104,930
+HK$6,018/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$197,824/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,545
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,322
−HK$2,817/mo
Today · 4.125%
HK$109,139
baseline
▲ 0.50% · 4.625%
HK$114,892
+HK$5,753/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$218,278/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,668
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,390
−HK$3,782/mo
Today · 4.125%
HK$127,172
baseline
▲ 0.50% · 4.625%
HK$134,911
+HK$7,739/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$254,344/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,130
−HK$7,192/mo
▼ 0.25% · 3.875%
HK$136,700
−HK$3,622/mo
Today · 4.125%
HK$140,322
baseline
▲ 0.50% · 4.625%
HK$147,719
+HK$7,397/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$280,644/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,239,114 · Scale 2, in force from 26 Feb 2026)