LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,487
−HK$4,169/mo
▼ 0.25% · 3.875%
HK$68,555
−HK$2,101/mo
Today · 4.125%
HK$70,656
baseline
▲ 0.50% · 4.625%
HK$74,956
+HK$4,300/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,312/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,966
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,950
−HK$2,012/mo
Today · 4.125%
HK$77,962
baseline
▲ 0.50% · 4.625%
HK$82,072
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,924/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,784
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,266
−HK$2,522/mo
Today · 4.125%
HK$84,788
baseline
▲ 0.50% · 4.625%
HK$89,947
+HK$5,159/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$169,576/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,759
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,140
−HK$2,415/mo
Today · 4.125%
HK$93,555
baseline
▲ 0.50% · 4.625%
HK$98,486
+HK$4,931/mo
Deposit HK$11.66M · loan HK$17.49M · min. income ≈ HK$187,110/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,082
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,977
−HK$2,942/mo
Today · 4.125%
HK$98,919
baseline
▲ 0.50% · 4.625%
HK$104,938
+HK$6,019/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$197,838/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,553
−HK$5,594/mo
▼ 0.25% · 3.875%
HK$106,330
−HK$2,817/mo
Today · 4.125%
HK$109,147
baseline
▲ 0.50% · 4.625%
HK$114,900
+HK$5,753/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$218,294/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,677
−HK$7,504/mo
▼ 0.25% · 3.875%
HK$123,399
−HK$3,782/mo
Today · 4.125%
HK$127,181
baseline
▲ 0.50% · 4.625%
HK$134,920
+HK$7,739/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$254,362/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,139
−HK$7,193/mo
▼ 0.25% · 3.875%
HK$136,710
−HK$3,622/mo
Today · 4.125%
HK$140,332
baseline
▲ 0.50% · 4.625%
HK$147,729
+HK$7,397/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$280,664/mo (50% DSR)
Upfront cash ≈ HK$4.15M (deposit + AVD stamp duty HK$1,239,201 · Scale 2, in force from 26 Feb 2026)