LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,491
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,559
−HK$2,102/mo
Today · 4.125%
HK$70,661
baseline
▲ 0.50% · 4.625%
HK$74,960
+HK$4,299/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,322/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,971
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$75,955
−HK$2,012/mo
Today · 4.125%
HK$77,967
baseline
▲ 0.50% · 4.625%
HK$82,077
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,934/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,789
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,271
−HK$2,522/mo
Today · 4.125%
HK$84,793
baseline
▲ 0.50% · 4.625%
HK$89,952
+HK$5,159/mo
Deposit HK$11.66M · loan HK$17.50M · min. income ≈ HK$169,586/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,765
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,146
−HK$2,415/mo
Today · 4.125%
HK$93,561
baseline
▲ 0.50% · 4.625%
HK$98,492
+HK$4,931/mo
Deposit HK$11.66M · loan HK$17.50M · min. income ≈ HK$187,122/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,088
−HK$5,837/mo
▼ 0.25% · 3.875%
HK$95,983
−HK$2,942/mo
Today · 4.125%
HK$98,925
baseline
▲ 0.50% · 4.625%
HK$104,944
+HK$6,019/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$197,850/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,559
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,337
−HK$2,817/mo
Today · 4.125%
HK$109,154
baseline
▲ 0.50% · 4.625%
HK$114,908
+HK$5,754/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$218,308/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,684
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$123,407
−HK$3,782/mo
Today · 4.125%
HK$127,189
baseline
▲ 0.50% · 4.625%
HK$134,929
+HK$7,740/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$254,378/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,147
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,718
−HK$3,623/mo
Today · 4.125%
HK$140,341
baseline
▲ 0.50% · 4.625%
HK$147,739
+HK$7,398/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$280,682/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,281 · Scale 2, in force from 26 Feb 2026)