LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,494
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,563
−HK$2,101/mo
Today · 4.125%
HK$70,664
baseline
▲ 0.50% · 4.625%
HK$74,964
+HK$4,300/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,328/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,974
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,958
−HK$2,013/mo
Today · 4.125%
HK$77,971
baseline
▲ 0.50% · 4.625%
HK$82,081
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,942/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,793
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,275
−HK$2,522/mo
Today · 4.125%
HK$84,797
baseline
▲ 0.50% · 4.625%
HK$89,956
+HK$5,159/mo
Deposit HK$11.66M · loan HK$17.50M · min. income ≈ HK$169,594/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,769
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,150
−HK$2,415/mo
Today · 4.125%
HK$93,565
baseline
▲ 0.50% · 4.625%
HK$98,497
+HK$4,932/mo
Deposit HK$11.66M · loan HK$17.50M · min. income ≈ HK$187,130/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,092
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$95,988
−HK$2,942/mo
Today · 4.125%
HK$98,930
baseline
▲ 0.50% · 4.625%
HK$104,949
+HK$6,019/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$197,860/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,564
−HK$5,595/mo
▼ 0.25% · 3.875%
HK$106,341
−HK$2,818/mo
Today · 4.125%
HK$109,159
baseline
▲ 0.50% · 4.625%
HK$114,913
+HK$5,754/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$218,318/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,690
−HK$7,505/mo
▼ 0.25% · 3.875%
HK$123,413
−HK$3,782/mo
Today · 4.125%
HK$127,195
baseline
▲ 0.50% · 4.625%
HK$134,935
+HK$7,740/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$254,390/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,153
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,725
−HK$3,622/mo
Today · 4.125%
HK$140,347
baseline
▲ 0.50% · 4.625%
HK$147,745
+HK$7,398/mo
Deposit HK$2.92M · loan HK$26.24M · min. income ≈ HK$280,694/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,337 · Scale 2, in force from 26 Feb 2026)