LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,498
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,567
−HK$2,101/mo
Today · 4.125%
HK$70,668
baseline
▲ 0.50% · 4.625%
HK$74,968
+HK$4,300/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,336/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,979
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,963
−HK$2,013/mo
Today · 4.125%
HK$77,976
baseline
▲ 0.50% · 4.625%
HK$82,086
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,952/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,798
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,280
−HK$2,522/mo
Today · 4.125%
HK$84,802
baseline
▲ 0.50% · 4.625%
HK$89,962
+HK$5,160/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,604/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,774
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,155
−HK$2,416/mo
Today · 4.125%
HK$93,571
baseline
▲ 0.50% · 4.625%
HK$98,503
+HK$4,932/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,142/mo (50% DSR)
Upfront cash ≈ HK$12.90M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,098
−HK$5,838/mo
▼ 0.25% · 3.875%
HK$95,993
−HK$2,943/mo
Today · 4.125%
HK$98,936
baseline
▲ 0.50% · 4.625%
HK$104,956
+HK$6,020/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$197,872/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,570
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,348
−HK$2,818/mo
Today · 4.125%
HK$109,166
baseline
▲ 0.50% · 4.625%
HK$114,920
+HK$5,754/mo
Deposit HK$8.75M · loan HK$20.41M · min. income ≈ HK$218,332/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,697
−HK$7,506/mo
▼ 0.25% · 3.875%
HK$123,420
−HK$3,783/mo
Today · 4.125%
HK$127,203
baseline
▲ 0.50% · 4.625%
HK$134,943
+HK$7,740/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$254,406/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,162
−HK$7,194/mo
▼ 0.25% · 3.875%
HK$136,733
−HK$3,623/mo
Today · 4.125%
HK$140,356
baseline
▲ 0.50% · 4.625%
HK$147,754
+HK$7,398/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$280,712/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,412 · Scale 2, in force from 26 Feb 2026)