LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,505
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,573
−HK$2,102/mo
Today · 4.125%
HK$70,675
baseline
▲ 0.50% · 4.625%
HK$74,975
+HK$4,300/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,350/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,986
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,970
−HK$2,013/mo
Today · 4.125%
HK$77,983
baseline
▲ 0.50% · 4.625%
HK$82,093
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,966/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,805
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,288
−HK$2,522/mo
Today · 4.125%
HK$84,810
baseline
▲ 0.50% · 4.625%
HK$89,970
+HK$5,160/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,620/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,783
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,164
−HK$2,415/mo
Today · 4.125%
HK$93,579
baseline
▲ 0.50% · 4.625%
HK$98,512
+HK$4,933/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,158/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,106
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,002
−HK$2,943/mo
Today · 4.125%
HK$98,945
baseline
▲ 0.50% · 4.625%
HK$104,965
+HK$6,020/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,890/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,580
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,358
−HK$2,818/mo
Today · 4.125%
HK$109,176
baseline
▲ 0.50% · 4.625%
HK$114,931
+HK$5,755/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,352/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,708
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,432
−HK$3,783/mo
Today · 4.125%
HK$127,215
baseline
▲ 0.50% · 4.625%
HK$134,956
+HK$7,741/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$254,430/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,174
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,746
−HK$3,623/mo
Today · 4.125%
HK$140,369
baseline
▲ 0.50% · 4.625%
HK$147,768
+HK$7,399/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$280,738/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,529 · Scale 2, in force from 26 Feb 2026)