LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,506
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,575
−HK$2,101/mo
Today · 4.125%
HK$70,676
baseline
▲ 0.50% · 4.625%
HK$74,977
+HK$4,301/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,352/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,987
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,971
−HK$2,013/mo
Today · 4.125%
HK$77,984
baseline
▲ 0.50% · 4.625%
HK$82,095
+HK$4,111/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,968/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,807
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,290
−HK$2,522/mo
Today · 4.125%
HK$84,812
baseline
▲ 0.50% · 4.625%
HK$89,972
+HK$5,160/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,624/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,785
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,166
−HK$2,415/mo
Today · 4.125%
HK$93,581
baseline
▲ 0.50% · 4.625%
HK$98,514
+HK$4,933/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,162/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,108
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,005
−HK$2,942/mo
Today · 4.125%
HK$98,947
baseline
▲ 0.50% · 4.625%
HK$104,968
+HK$6,021/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,894/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,582
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,360
−HK$2,818/mo
Today · 4.125%
HK$109,178
baseline
▲ 0.50% · 4.625%
HK$114,933
+HK$5,755/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,356/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,711
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,434
−HK$3,784/mo
Today · 4.125%
HK$127,218
baseline
▲ 0.50% · 4.625%
HK$134,958
+HK$7,740/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$254,436/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,177
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,749
−HK$3,623/mo
Today · 4.125%
HK$140,372
baseline
▲ 0.50% · 4.625%
HK$147,771
+HK$7,399/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$280,744/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,555 · Scale 2, in force from 26 Feb 2026)