LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,507
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,576
−HK$2,102/mo
Today · 4.125%
HK$70,678
baseline
▲ 0.50% · 4.625%
HK$74,978
+HK$4,300/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,356/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,988
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,973
−HK$2,013/mo
Today · 4.125%
HK$77,986
baseline
▲ 0.50% · 4.625%
HK$82,097
+HK$4,111/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,972/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,808
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,291
−HK$2,522/mo
Today · 4.125%
HK$84,813
baseline
▲ 0.50% · 4.625%
HK$89,974
+HK$5,161/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,626/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,786
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,167
−HK$2,416/mo
Today · 4.125%
HK$93,583
baseline
▲ 0.50% · 4.625%
HK$98,516
+HK$4,933/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,166/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,110
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,006
−HK$2,943/mo
Today · 4.125%
HK$98,949
baseline
▲ 0.50% · 4.625%
HK$104,969
+HK$6,020/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,898/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,584
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,362
−HK$2,818/mo
Today · 4.125%
HK$109,180
baseline
▲ 0.50% · 4.625%
HK$114,935
+HK$5,755/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,360/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,713
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,436
−HK$3,784/mo
Today · 4.125%
HK$127,220
baseline
▲ 0.50% · 4.625%
HK$134,961
+HK$7,741/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$254,440/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,179
−HK$7,195/mo
▼ 0.25% · 3.875%
HK$136,751
−HK$3,623/mo
Today · 4.125%
HK$140,374
baseline
▲ 0.50% · 4.625%
HK$147,774
+HK$7,400/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$280,748/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,576 · Scale 2, in force from 26 Feb 2026)