LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,508
−HK$4,170/mo
▼ 0.25% · 3.875%
HK$68,576
−HK$2,102/mo
Today · 4.125%
HK$70,678
baseline
▲ 0.50% · 4.625%
HK$74,979
+HK$4,301/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,356/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,989
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$75,973
−HK$2,013/mo
Today · 4.125%
HK$77,986
baseline
▲ 0.50% · 4.625%
HK$82,097
+HK$4,111/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,972/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,809
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,292
−HK$2,522/mo
Today · 4.125%
HK$84,814
baseline
▲ 0.50% · 4.625%
HK$89,975
+HK$5,161/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,628/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,787
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,168
−HK$2,416/mo
Today · 4.125%
HK$93,584
baseline
▲ 0.50% · 4.625%
HK$98,517
+HK$4,933/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,168/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,111
−HK$5,839/mo
▼ 0.25% · 3.875%
HK$96,007
−HK$2,943/mo
Today · 4.125%
HK$98,950
baseline
▲ 0.50% · 4.625%
HK$104,970
+HK$6,020/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,900/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,585
−HK$5,596/mo
▼ 0.25% · 3.875%
HK$106,363
−HK$2,818/mo
Today · 4.125%
HK$109,181
baseline
▲ 0.50% · 4.625%
HK$114,936
+HK$5,755/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,362/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,714
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,437
−HK$3,784/mo
Today · 4.125%
HK$127,221
baseline
▲ 0.50% · 4.625%
HK$134,962
+HK$7,741/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$254,442/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,180
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,752
−HK$3,624/mo
Today · 4.125%
HK$140,376
baseline
▲ 0.50% · 4.625%
HK$147,775
+HK$7,399/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$280,752/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,586 · Scale 2, in force from 26 Feb 2026)