LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,511
−HK$4,171/mo
▼ 0.25% · 3.875%
HK$68,580
−HK$2,102/mo
Today · 4.125%
HK$70,682
baseline
▲ 0.50% · 4.625%
HK$74,983
+HK$4,301/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$141,364/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,993
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,977
−HK$2,014/mo
Today · 4.125%
HK$77,991
baseline
▲ 0.50% · 4.625%
HK$82,101
+HK$4,110/mo
Deposit HK$14.58M · loan HK$14.58M · min. income ≈ HK$155,982/mo (50% DSR)
Upfront cash ≈ HK$15.82M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,813
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,296
−HK$2,522/mo
Today · 4.125%
HK$84,818
baseline
▲ 0.50% · 4.625%
HK$89,979
+HK$5,161/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,636/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,791
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,173
−HK$2,416/mo
Today · 4.125%
HK$93,589
baseline
▲ 0.50% · 4.625%
HK$98,522
+HK$4,933/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,178/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,115
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,012
−HK$2,943/mo
Today · 4.125%
HK$98,955
baseline
▲ 0.50% · 4.625%
HK$104,976
+HK$6,021/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,910/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,590
−HK$5,597/mo
▼ 0.25% · 3.875%
HK$106,368
−HK$2,819/mo
Today · 4.125%
HK$109,187
baseline
▲ 0.50% · 4.625%
HK$114,942
+HK$5,755/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,374/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,720
−HK$7,507/mo
▼ 0.25% · 3.875%
HK$123,444
−HK$3,783/mo
Today · 4.125%
HK$127,227
baseline
▲ 0.50% · 4.625%
HK$134,969
+HK$7,742/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$254,454/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,187
−HK$7,196/mo
▼ 0.25% · 3.875%
HK$136,759
−HK$3,624/mo
Today · 4.125%
HK$140,383
baseline
▲ 0.50% · 4.625%
HK$147,783
+HK$7,400/mo
Deposit HK$2.92M · loan HK$26.25M · min. income ≈ HK$280,766/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,651 · Scale 2, in force from 26 Feb 2026)