LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,525
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,595
−HK$2,102/mo
Today · 4.125%
HK$70,697
baseline
▲ 0.50% · 4.625%
HK$74,999
+HK$4,302/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,394/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,009
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$75,994
−HK$2,013/mo
Today · 4.125%
HK$78,007
baseline
▲ 0.50% · 4.625%
HK$82,119
+HK$4,112/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,014/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,830
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,314
−HK$2,523/mo
Today · 4.125%
HK$84,837
baseline
▲ 0.50% · 4.625%
HK$89,999
+HK$5,162/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$169,674/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,811
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,192
−HK$2,417/mo
Today · 4.125%
HK$93,609
baseline
▲ 0.50% · 4.625%
HK$98,543
+HK$4,934/mo
Deposit HK$11.67M · loan HK$17.50M · min. income ≈ HK$187,218/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,136
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,033
−HK$2,943/mo
Today · 4.125%
HK$98,976
baseline
▲ 0.50% · 4.625%
HK$104,998
+HK$6,022/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,952/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,612
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,391
−HK$2,819/mo
Today · 4.125%
HK$109,210
baseline
▲ 0.50% · 4.625%
HK$114,967
+HK$5,757/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,420/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,746
−HK$7,509/mo
▼ 0.25% · 3.875%
HK$123,470
−HK$3,785/mo
Today · 4.125%
HK$127,255
baseline
▲ 0.50% · 4.625%
HK$134,998
+HK$7,743/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,510/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,216
−HK$7,197/mo
▼ 0.25% · 3.875%
HK$136,789
−HK$3,624/mo
Today · 4.125%
HK$140,413
baseline
▲ 0.50% · 4.625%
HK$147,815
+HK$7,402/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,826/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,918 · Scale 2, in force from 26 Feb 2026)