LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,529
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,599
−HK$2,102/mo
Today · 4.125%
HK$70,701
baseline
▲ 0.50% · 4.625%
HK$75,003
+HK$4,302/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,402/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,013
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$75,998
−HK$2,014/mo
Today · 4.125%
HK$78,012
baseline
▲ 0.50% · 4.625%
HK$82,124
+HK$4,112/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,024/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,835
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,318
−HK$2,523/mo
Today · 4.125%
HK$84,841
baseline
▲ 0.50% · 4.625%
HK$90,004
+HK$5,163/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,682/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,816
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,198
−HK$2,416/mo
Today · 4.125%
HK$93,614
baseline
▲ 0.50% · 4.625%
HK$98,549
+HK$4,935/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,228/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,141
−HK$5,840/mo
▼ 0.25% · 3.875%
HK$96,038
−HK$2,943/mo
Today · 4.125%
HK$98,981
baseline
▲ 0.50% · 4.625%
HK$105,004
+HK$6,023/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,962/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,618
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,397
−HK$2,819/mo
Today · 4.125%
HK$109,216
baseline
▲ 0.50% · 4.625%
HK$114,973
+HK$5,757/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,432/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,752
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,477
−HK$3,785/mo
Today · 4.125%
HK$127,262
baseline
▲ 0.50% · 4.625%
HK$135,006
+HK$7,744/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,524/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,223
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$136,796
−HK$3,625/mo
Today · 4.125%
HK$140,421
baseline
▲ 0.50% · 4.625%
HK$147,823
+HK$7,402/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,842/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,239,987 · Scale 2, in force from 26 Feb 2026)