LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,531
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,600
−HK$2,103/mo
Today · 4.125%
HK$70,703
baseline
▲ 0.50% · 4.625%
HK$75,005
+HK$4,302/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,406/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,015
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,000
−HK$2,014/mo
Today · 4.125%
HK$78,014
baseline
▲ 0.50% · 4.625%
HK$82,126
+HK$4,112/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,028/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,837
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,320
−HK$2,523/mo
Today · 4.125%
HK$84,843
baseline
▲ 0.50% · 4.625%
HK$90,006
+HK$5,163/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,686/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,818
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,200
−HK$2,416/mo
Today · 4.125%
HK$93,616
baseline
▲ 0.50% · 4.625%
HK$98,551
+HK$4,935/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,232/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,143
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,040
−HK$2,944/mo
Today · 4.125%
HK$98,984
baseline
▲ 0.50% · 4.625%
HK$105,007
+HK$6,023/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,968/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,621
−HK$5,598/mo
▼ 0.25% · 3.875%
HK$106,400
−HK$2,819/mo
Today · 4.125%
HK$109,219
baseline
▲ 0.50% · 4.625%
HK$114,976
+HK$5,757/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,438/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,755
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,481
−HK$3,784/mo
Today · 4.125%
HK$127,265
baseline
▲ 0.50% · 4.625%
HK$135,009
+HK$7,744/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,530/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,227
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$136,800
−HK$3,625/mo
Today · 4.125%
HK$140,425
baseline
▲ 0.50% · 4.625%
HK$147,827
+HK$7,402/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,850/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,019 · Scale 2, in force from 26 Feb 2026)