LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,532
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,602
−HK$2,103/mo
Today · 4.125%
HK$70,705
baseline
▲ 0.50% · 4.625%
HK$75,007
+HK$4,302/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,410/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,017
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,002
−HK$2,014/mo
Today · 4.125%
HK$78,016
baseline
▲ 0.50% · 4.625%
HK$82,128
+HK$4,112/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,032/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,839
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,322
−HK$2,523/mo
Today · 4.125%
HK$84,845
baseline
▲ 0.50% · 4.625%
HK$90,008
+HK$5,163/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,690/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,820
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,202
−HK$2,417/mo
Today · 4.125%
HK$93,619
baseline
▲ 0.50% · 4.625%
HK$98,553
+HK$4,934/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,238/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,145
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,043
−HK$2,943/mo
Today · 4.125%
HK$98,986
baseline
▲ 0.50% · 4.625%
HK$105,010
+HK$6,024/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,972/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,623
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,402
−HK$2,820/mo
Today · 4.125%
HK$109,222
baseline
▲ 0.50% · 4.625%
HK$114,979
+HK$5,757/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,444/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,758
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,484
−HK$3,784/mo
Today · 4.125%
HK$127,268
baseline
▲ 0.50% · 4.625%
HK$135,012
+HK$7,744/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,536/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,230
−HK$7,198/mo
▼ 0.25% · 3.875%
HK$136,803
−HK$3,625/mo
Today · 4.125%
HK$140,428
baseline
▲ 0.50% · 4.625%
HK$147,830
+HK$7,402/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,856/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,049 · Scale 2, in force from 26 Feb 2026)