LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,533
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,603
−HK$2,102/mo
Today · 4.125%
HK$70,705
baseline
▲ 0.50% · 4.625%
HK$75,008
+HK$4,303/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,410/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,017
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,003
−HK$2,013/mo
Today · 4.125%
HK$78,016
baseline
▲ 0.50% · 4.625%
HK$82,129
+HK$4,113/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,032/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,840
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,323
−HK$2,523/mo
Today · 4.125%
HK$84,846
baseline
▲ 0.50% · 4.625%
HK$90,009
+HK$5,163/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,692/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,821
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,203
−HK$2,417/mo
Today · 4.125%
HK$93,620
baseline
▲ 0.50% · 4.625%
HK$98,555
+HK$4,935/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,240/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,146
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,044
−HK$2,944/mo
Today · 4.125%
HK$98,988
baseline
▲ 0.50% · 4.625%
HK$105,011
+HK$6,023/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$197,976/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,624
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,404
−HK$2,819/mo
Today · 4.125%
HK$109,223
baseline
▲ 0.50% · 4.625%
HK$114,980
+HK$5,757/mo
Deposit HK$8.75M · loan HK$20.42M · min. income ≈ HK$218,446/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,760
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,485
−HK$3,785/mo
Today · 4.125%
HK$127,270
baseline
▲ 0.50% · 4.625%
HK$135,014
+HK$7,744/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,540/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,231
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,805
−HK$3,625/mo
Today · 4.125%
HK$140,430
baseline
▲ 0.50% · 4.625%
HK$147,832
+HK$7,402/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,860/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,063 · Scale 2, in force from 26 Feb 2026)