LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,539
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,609
−HK$2,103/mo
Today · 4.125%
HK$70,712
baseline
▲ 0.50% · 4.625%
HK$75,014
+HK$4,302/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,424/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,024
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,009
−HK$2,014/mo
Today · 4.125%
HK$78,023
baseline
▲ 0.50% · 4.625%
HK$82,136
+HK$4,113/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,046/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,847
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,331
−HK$2,523/mo
Today · 4.125%
HK$84,854
baseline
▲ 0.50% · 4.625%
HK$90,017
+HK$5,163/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,708/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,829
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,211
−HK$2,417/mo
Today · 4.125%
HK$93,628
baseline
▲ 0.50% · 4.625%
HK$98,563
+HK$4,935/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,256/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,155
−HK$5,841/mo
▼ 0.25% · 3.875%
HK$96,052
−HK$2,944/mo
Today · 4.125%
HK$98,996
baseline
▲ 0.50% · 4.625%
HK$105,020
+HK$6,024/mo
Deposit HK$8.75M · loan HK$20.43M · min. income ≈ HK$197,992/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,634
−HK$5,599/mo
▼ 0.25% · 3.875%
HK$106,413
−HK$2,820/mo
Today · 4.125%
HK$109,233
baseline
▲ 0.50% · 4.625%
HK$114,991
+HK$5,758/mo
Deposit HK$8.75M · loan HK$20.43M · min. income ≈ HK$218,466/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,770
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,496
−HK$3,785/mo
Today · 4.125%
HK$127,281
baseline
▲ 0.50% · 4.625%
HK$135,026
+HK$7,745/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,562/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,243
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,817
−HK$3,625/mo
Today · 4.125%
HK$140,442
baseline
▲ 0.50% · 4.625%
HK$147,845
+HK$7,403/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,884/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,174 · Scale 2, in force from 26 Feb 2026)