LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,541
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,611
−HK$2,103/mo
Today · 4.125%
HK$70,714
baseline
▲ 0.50% · 4.625%
HK$75,016
+HK$4,302/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,428/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,026
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,011
−HK$2,014/mo
Today · 4.125%
HK$78,025
baseline
▲ 0.50% · 4.625%
HK$82,138
+HK$4,113/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,050/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,849
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,333
−HK$2,523/mo
Today · 4.125%
HK$84,856
baseline
▲ 0.50% · 4.625%
HK$90,020
+HK$5,164/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,712/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,831
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,214
−HK$2,417/mo
Today · 4.125%
HK$93,631
baseline
▲ 0.50% · 4.625%
HK$98,566
+HK$4,935/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,262/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,157
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,055
−HK$2,944/mo
Today · 4.125%
HK$98,999
baseline
▲ 0.50% · 4.625%
HK$105,023
+HK$6,024/mo
Deposit HK$8.75M · loan HK$20.43M · min. income ≈ HK$197,998/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,636
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,416
−HK$2,820/mo
Today · 4.125%
HK$109,236
baseline
▲ 0.50% · 4.625%
HK$114,994
+HK$5,758/mo
Deposit HK$8.75M · loan HK$20.43M · min. income ≈ HK$218,472/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,774
−HK$7,510/mo
▼ 0.25% · 3.875%
HK$123,499
−HK$3,785/mo
Today · 4.125%
HK$127,284
baseline
▲ 0.50% · 4.625%
HK$135,029
+HK$7,745/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,568/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,247
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,821
−HK$3,625/mo
Today · 4.125%
HK$140,446
baseline
▲ 0.50% · 4.625%
HK$147,849
+HK$7,403/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,892/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,206 · Scale 2, in force from 26 Feb 2026)