LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,542
−HK$4,172/mo
▼ 0.25% · 3.875%
HK$68,611
−HK$2,103/mo
Today · 4.125%
HK$70,714
baseline
▲ 0.50% · 4.625%
HK$75,017
+HK$4,303/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,428/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,027
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$76,012
−HK$2,014/mo
Today · 4.125%
HK$78,026
baseline
▲ 0.50% · 4.625%
HK$82,139
+HK$4,113/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,052/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,850
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,334
−HK$2,523/mo
Today · 4.125%
HK$84,857
baseline
▲ 0.50% · 4.625%
HK$90,020
+HK$5,163/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$169,714/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,832
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,215
−HK$2,416/mo
Today · 4.125%
HK$93,631
baseline
▲ 0.50% · 4.625%
HK$98,567
+HK$4,936/mo
Deposit HK$11.67M · loan HK$17.51M · min. income ≈ HK$187,262/mo (50% DSR)
Upfront cash ≈ HK$12.91M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,158
−HK$5,842/mo
▼ 0.25% · 3.875%
HK$96,056
−HK$2,944/mo
Today · 4.125%
HK$99,000
baseline
▲ 0.50% · 4.625%
HK$105,024
+HK$6,024/mo
Deposit HK$8.75M · loan HK$20.43M · min. income ≈ HK$198,000/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,637
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,417
−HK$2,820/mo
Today · 4.125%
HK$109,237
baseline
▲ 0.50% · 4.625%
HK$114,995
+HK$5,758/mo
Deposit HK$8.75M · loan HK$20.43M · min. income ≈ HK$218,474/mo (50% DSR)
Upfront cash ≈ HK$9.99M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,775
−HK$7,511/mo
▼ 0.25% · 3.875%
HK$123,500
−HK$3,786/mo
Today · 4.125%
HK$127,286
baseline
▲ 0.50% · 4.625%
HK$135,031
+HK$7,745/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$254,572/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,248
−HK$7,199/mo
▼ 0.25% · 3.875%
HK$136,822
−HK$3,625/mo
Today · 4.125%
HK$140,447
baseline
▲ 0.50% · 4.625%
HK$147,850
+HK$7,403/mo
Deposit HK$2.92M · loan HK$26.26M · min. income ≈ HK$280,894/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,218 · Scale 2, in force from 26 Feb 2026)