LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,555
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,626
−HK$2,103/mo
Today · 4.125%
HK$70,729
baseline
▲ 0.50% · 4.625%
HK$75,033
+HK$4,304/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,458/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,042
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,028
−HK$2,014/mo
Today · 4.125%
HK$78,042
baseline
▲ 0.50% · 4.625%
HK$82,156
+HK$4,114/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,084/mo (50% DSR)
Upfront cash ≈ HK$15.83M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,866
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,351
−HK$2,524/mo
Today · 4.125%
HK$84,875
baseline
▲ 0.50% · 4.625%
HK$90,039
+HK$5,164/mo
Deposit HK$11.68M · loan HK$17.51M · min. income ≈ HK$169,750/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,851
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,234
−HK$2,417/mo
Today · 4.125%
HK$93,651
baseline
▲ 0.50% · 4.625%
HK$98,587
+HK$4,936/mo
Deposit HK$11.68M · loan HK$17.51M · min. income ≈ HK$187,302/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,178
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,076
−HK$2,945/mo
Today · 4.125%
HK$99,021
baseline
▲ 0.50% · 4.625%
HK$105,046
+HK$6,025/mo
Deposit HK$8.76M · loan HK$20.43M · min. income ≈ HK$198,042/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,659
−HK$5,600/mo
▼ 0.25% · 3.875%
HK$106,439
−HK$2,820/mo
Today · 4.125%
HK$109,259
baseline
▲ 0.50% · 4.625%
HK$115,019
+HK$5,760/mo
Deposit HK$8.76M · loan HK$20.43M · min. income ≈ HK$218,518/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,800
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,526
−HK$3,786/mo
Today · 4.125%
HK$127,312
baseline
▲ 0.50% · 4.625%
HK$135,059
+HK$7,747/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$254,624/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,276
−HK$7,200/mo
▼ 0.25% · 3.875%
HK$136,850
−HK$3,626/mo
Today · 4.125%
HK$140,476
baseline
▲ 0.50% · 4.625%
HK$147,881
+HK$7,405/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$280,952/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,477 · Scale 2, in force from 26 Feb 2026)