LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,559
−HK$4,173/mo
▼ 0.25% · 3.875%
HK$68,629
−HK$2,103/mo
Today · 4.125%
HK$70,732
baseline
▲ 0.50% · 4.625%
HK$75,036
+HK$4,304/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$141,464/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,046
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$76,032
−HK$2,014/mo
Today · 4.125%
HK$78,046
baseline
▲ 0.50% · 4.625%
HK$82,160
+HK$4,114/mo
Deposit HK$14.59M · loan HK$14.59M · min. income ≈ HK$156,092/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,870
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,355
−HK$2,524/mo
Today · 4.125%
HK$84,879
baseline
▲ 0.50% · 4.625%
HK$90,044
+HK$5,165/mo
Deposit HK$11.68M · loan HK$17.51M · min. income ≈ HK$169,758/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,855
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,238
−HK$2,418/mo
Today · 4.125%
HK$93,656
baseline
▲ 0.50% · 4.625%
HK$98,592
+HK$4,936/mo
Deposit HK$11.68M · loan HK$17.51M · min. income ≈ HK$187,312/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,182
−HK$5,843/mo
▼ 0.25% · 3.875%
HK$96,081
−HK$2,944/mo
Today · 4.125%
HK$99,025
baseline
▲ 0.50% · 4.625%
HK$105,051
+HK$6,026/mo
Deposit HK$8.76M · loan HK$20.43M · min. income ≈ HK$198,050/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,664
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,444
−HK$2,821/mo
Today · 4.125%
HK$109,265
baseline
▲ 0.50% · 4.625%
HK$115,024
+HK$5,759/mo
Deposit HK$8.76M · loan HK$20.43M · min. income ≈ HK$218,530/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,806
−HK$7,512/mo
▼ 0.25% · 3.875%
HK$123,532
−HK$3,786/mo
Today · 4.125%
HK$127,318
baseline
▲ 0.50% · 4.625%
HK$135,065
+HK$7,747/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$254,636/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,282
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,857
−HK$3,626/mo
Today · 4.125%
HK$140,483
baseline
▲ 0.50% · 4.625%
HK$147,888
+HK$7,405/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$280,966/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,537 · Scale 2, in force from 26 Feb 2026)