LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,566
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,637
−HK$2,103/mo
Today · 4.125%
HK$70,740
baseline
▲ 0.50% · 4.625%
HK$75,045
+HK$4,305/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,480/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,054
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,040
−HK$2,015/mo
Today · 4.125%
HK$78,055
baseline
▲ 0.50% · 4.625%
HK$82,170
+HK$4,115/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,110/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,879
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,364
−HK$2,525/mo
Today · 4.125%
HK$84,889
baseline
▲ 0.50% · 4.625%
HK$90,054
+HK$5,165/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,778/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,865
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,248
−HK$2,418/mo
Today · 4.125%
HK$93,666
baseline
▲ 0.50% · 4.625%
HK$98,603
+HK$4,937/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,332/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,193
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,091
−HK$2,946/mo
Today · 4.125%
HK$99,037
baseline
▲ 0.50% · 4.625%
HK$105,063
+HK$6,026/mo
Deposit HK$8.76M · loan HK$20.43M · min. income ≈ HK$198,074/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,676
−HK$5,601/mo
▼ 0.25% · 3.875%
HK$106,456
−HK$2,821/mo
Today · 4.125%
HK$109,277
baseline
▲ 0.50% · 4.625%
HK$115,037
+HK$5,760/mo
Deposit HK$8.76M · loan HK$20.43M · min. income ≈ HK$218,554/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,819
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,546
−HK$3,787/mo
Today · 4.125%
HK$127,333
baseline
▲ 0.50% · 4.625%
HK$135,081
+HK$7,748/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$254,666/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,298
−HK$7,201/mo
▼ 0.25% · 3.875%
HK$136,873
−HK$3,626/mo
Today · 4.125%
HK$140,499
baseline
▲ 0.50% · 4.625%
HK$147,905
+HK$7,406/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$280,998/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,678 · Scale 2, in force from 26 Feb 2026)