LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,570
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,640
−HK$2,104/mo
Today · 4.125%
HK$70,744
baseline
▲ 0.50% · 4.625%
HK$75,049
+HK$4,305/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,488/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,058
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,044
−HK$2,015/mo
Today · 4.125%
HK$78,059
baseline
▲ 0.50% · 4.625%
HK$82,174
+HK$4,115/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,118/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,884
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,368
−HK$2,525/mo
Today · 4.125%
HK$84,893
baseline
▲ 0.50% · 4.625%
HK$90,059
+HK$5,166/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,786/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,870
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,253
−HK$2,418/mo
Today · 4.125%
HK$93,671
baseline
▲ 0.50% · 4.625%
HK$98,609
+HK$4,938/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,342/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,198
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,096
−HK$2,946/mo
Today · 4.125%
HK$99,042
baseline
▲ 0.50% · 4.625%
HK$105,068
+HK$6,026/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$198,084/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,681
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,462
−HK$2,821/mo
Today · 4.125%
HK$109,283
baseline
▲ 0.50% · 4.625%
HK$115,043
+HK$5,760/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$218,566/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,825
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,553
−HK$3,786/mo
Today · 4.125%
HK$127,339
baseline
▲ 0.50% · 4.625%
HK$135,088
+HK$7,749/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$254,678/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,305
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$136,880
−HK$3,627/mo
Today · 4.125%
HK$140,507
baseline
▲ 0.50% · 4.625%
HK$147,913
+HK$7,406/mo
Deposit HK$2.92M · loan HK$26.27M · min. income ≈ HK$281,014/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,743 · Scale 2, in force from 26 Feb 2026)