LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,572
−HK$4,174/mo
▼ 0.25% · 3.875%
HK$68,642
−HK$2,104/mo
Today · 4.125%
HK$70,746
baseline
▲ 0.50% · 4.625%
HK$75,051
+HK$4,305/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,492/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,060
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,047
−HK$2,015/mo
Today · 4.125%
HK$78,062
baseline
▲ 0.50% · 4.625%
HK$82,176
+HK$4,114/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,124/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,886
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,371
−HK$2,524/mo
Today · 4.125%
HK$84,895
baseline
▲ 0.50% · 4.625%
HK$90,061
+HK$5,166/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,790/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,872
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,256
−HK$2,418/mo
Today · 4.125%
HK$93,674
baseline
▲ 0.50% · 4.625%
HK$98,611
+HK$4,937/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,348/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,200
−HK$5,845/mo
▼ 0.25% · 3.875%
HK$96,099
−HK$2,946/mo
Today · 4.125%
HK$99,045
baseline
▲ 0.50% · 4.625%
HK$105,071
+HK$6,026/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$198,090/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,684
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,465
−HK$2,821/mo
Today · 4.125%
HK$109,286
baseline
▲ 0.50% · 4.625%
HK$115,047
+HK$5,761/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$218,572/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,829
−HK$7,514/mo
▼ 0.25% · 3.875%
HK$123,556
−HK$3,787/mo
Today · 4.125%
HK$127,343
baseline
▲ 0.50% · 4.625%
HK$135,092
+HK$7,749/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$254,686/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,308
−HK$7,203/mo
▼ 0.25% · 3.875%
HK$136,884
−HK$3,627/mo
Today · 4.125%
HK$140,511
baseline
▲ 0.50% · 4.625%
HK$147,917
+HK$7,406/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$281,022/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,779 · Scale 2, in force from 26 Feb 2026)