LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,572
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,643
−HK$2,104/mo
Today · 4.125%
HK$70,747
baseline
▲ 0.50% · 4.625%
HK$75,051
+HK$4,304/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,494/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,061
−HK$4,001/mo
▼ 0.25% · 3.875%
HK$76,047
−HK$2,015/mo
Today · 4.125%
HK$78,062
baseline
▲ 0.50% · 4.625%
HK$82,177
+HK$4,115/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,124/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,886
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,371
−HK$2,525/mo
Today · 4.125%
HK$84,896
baseline
▲ 0.50% · 4.625%
HK$90,062
+HK$5,166/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,792/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,873
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,256
−HK$2,418/mo
Today · 4.125%
HK$93,674
baseline
▲ 0.50% · 4.625%
HK$98,612
+HK$4,938/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,348/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,201
−HK$5,844/mo
▼ 0.25% · 3.875%
HK$96,100
−HK$2,945/mo
Today · 4.125%
HK$99,045
baseline
▲ 0.50% · 4.625%
HK$105,072
+HK$6,027/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$198,090/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,685
−HK$5,602/mo
▼ 0.25% · 3.875%
HK$106,466
−HK$2,821/mo
Today · 4.125%
HK$109,287
baseline
▲ 0.50% · 4.625%
HK$115,047
+HK$5,760/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$218,574/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,829
−HK$7,515/mo
▼ 0.25% · 3.875%
HK$123,557
−HK$3,787/mo
Today · 4.125%
HK$127,344
baseline
▲ 0.50% · 4.625%
HK$135,092
+HK$7,748/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$254,688/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,309
−HK$7,202/mo
▼ 0.25% · 3.875%
HK$136,884
−HK$3,627/mo
Today · 4.125%
HK$140,511
baseline
▲ 0.50% · 4.625%
HK$147,918
+HK$7,407/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$281,022/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,240,784 · Scale 2, in force from 26 Feb 2026)