LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,589
−HK$4,175/mo
▼ 0.25% · 3.875%
HK$68,660
−HK$2,104/mo
Today · 4.125%
HK$70,764
baseline
▲ 0.50% · 4.625%
HK$75,070
+HK$4,306/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,528/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,079
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,066
−HK$2,015/mo
Today · 4.125%
HK$78,081
baseline
▲ 0.50% · 4.625%
HK$82,197
+HK$4,116/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,162/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,906
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,392
−HK$2,525/mo
Today · 4.125%
HK$84,917
baseline
▲ 0.50% · 4.625%
HK$90,084
+HK$5,167/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,834/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,895
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,279
−HK$2,419/mo
Today · 4.125%
HK$93,698
baseline
▲ 0.50% · 4.625%
HK$98,637
+HK$4,939/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,396/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,224
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,124
−HK$2,946/mo
Today · 4.125%
HK$99,070
baseline
▲ 0.50% · 4.625%
HK$105,098
+HK$6,028/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$198,140/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,711
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,492
−HK$2,822/mo
Today · 4.125%
HK$109,314
baseline
▲ 0.50% · 4.625%
HK$115,076
+HK$5,762/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$218,628/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,859
−HK$7,517/mo
▼ 0.25% · 3.875%
HK$123,588
−HK$3,788/mo
Today · 4.125%
HK$127,376
baseline
▲ 0.50% · 4.625%
HK$135,126
+HK$7,750/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$254,752/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,342
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,919
−HK$3,628/mo
Today · 4.125%
HK$140,547
baseline
▲ 0.50% · 4.625%
HK$147,955
+HK$7,408/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$281,094/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,096 · Scale 2, in force from 26 Feb 2026)