LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,590
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,661
−HK$2,105/mo
Today · 4.125%
HK$70,766
baseline
▲ 0.50% · 4.625%
HK$75,072
+HK$4,306/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,532/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,081
−HK$4,002/mo
▼ 0.25% · 3.875%
HK$76,067
−HK$2,016/mo
Today · 4.125%
HK$78,083
baseline
▲ 0.50% · 4.625%
HK$82,199
+HK$4,116/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,166/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,908
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,393
−HK$2,526/mo
Today · 4.125%
HK$84,919
baseline
▲ 0.50% · 4.625%
HK$90,086
+HK$5,167/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,838/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,897
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,281
−HK$2,419/mo
Today · 4.125%
HK$93,700
baseline
▲ 0.50% · 4.625%
HK$98,639
+HK$4,939/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,400/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,226
−HK$5,846/mo
▼ 0.25% · 3.875%
HK$96,126
−HK$2,946/mo
Today · 4.125%
HK$99,072
baseline
▲ 0.50% · 4.625%
HK$105,100
+HK$6,028/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$198,144/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,713
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,494
−HK$2,822/mo
Today · 4.125%
HK$109,316
baseline
▲ 0.50% · 4.625%
HK$115,078
+HK$5,762/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$218,632/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,862
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$123,590
−HK$3,788/mo
Today · 4.125%
HK$127,378
baseline
▲ 0.50% · 4.625%
HK$135,129
+HK$7,751/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$254,756/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,345
−HK$7,204/mo
▼ 0.25% · 3.875%
HK$136,921
−HK$3,628/mo
Today · 4.125%
HK$140,549
baseline
▲ 0.50% · 4.625%
HK$147,958
+HK$7,409/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$281,098/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,120 · Scale 2, in force from 26 Feb 2026)