LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,593
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,664
−HK$2,105/mo
Today · 4.125%
HK$70,769
baseline
▲ 0.50% · 4.625%
HK$75,075
+HK$4,306/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,538/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,084
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,071
−HK$2,016/mo
Today · 4.125%
HK$78,087
baseline
▲ 0.50% · 4.625%
HK$82,203
+HK$4,116/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,174/mo (50% DSR)
Upfront cash ≈ HK$15.84M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,912
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,397
−HK$2,526/mo
Today · 4.125%
HK$84,923
baseline
▲ 0.50% · 4.625%
HK$90,090
+HK$5,167/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$169,846/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,901
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,285
−HK$2,419/mo
Today · 4.125%
HK$93,704
baseline
▲ 0.50% · 4.625%
HK$98,643
+HK$4,939/mo
Deposit HK$11.68M · loan HK$17.52M · min. income ≈ HK$187,408/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,230
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,130
−HK$2,947/mo
Today · 4.125%
HK$99,077
baseline
▲ 0.50% · 4.625%
HK$105,105
+HK$6,028/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$198,154/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,718
−HK$5,603/mo
▼ 0.25% · 3.875%
HK$106,499
−HK$2,822/mo
Today · 4.125%
HK$109,321
baseline
▲ 0.50% · 4.625%
HK$115,084
+HK$5,763/mo
Deposit HK$8.76M · loan HK$20.44M · min. income ≈ HK$218,642/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,868
−HK$7,516/mo
▼ 0.25% · 3.875%
HK$123,596
−HK$3,788/mo
Today · 4.125%
HK$127,384
baseline
▲ 0.50% · 4.625%
HK$135,135
+HK$7,751/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$254,768/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,351
−HK$7,205/mo
▼ 0.25% · 3.875%
HK$136,928
−HK$3,628/mo
Today · 4.125%
HK$140,556
baseline
▲ 0.50% · 4.625%
HK$147,965
+HK$7,409/mo
Deposit HK$2.92M · loan HK$26.28M · min. income ≈ HK$281,112/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,179 · Scale 2, in force from 26 Feb 2026)