LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,604
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,676
−HK$2,105/mo
Today · 4.125%
HK$70,781
baseline
▲ 0.50% · 4.625%
HK$75,087
+HK$4,306/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,562/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,096
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,083
−HK$2,016/mo
Today · 4.125%
HK$78,099
baseline
▲ 0.50% · 4.625%
HK$82,216
+HK$4,117/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,198/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,925
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,411
−HK$2,526/mo
Today · 4.125%
HK$84,937
baseline
▲ 0.50% · 4.625%
HK$90,105
+HK$5,168/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$169,874/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,915
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,300
−HK$2,419/mo
Today · 4.125%
HK$93,719
baseline
▲ 0.50% · 4.625%
HK$98,659
+HK$4,940/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$187,438/mo (50% DSR)
Upfront cash ≈ HK$12.92M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,245
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,146
−HK$2,947/mo
Today · 4.125%
HK$99,093
baseline
▲ 0.50% · 4.625%
HK$105,122
+HK$6,029/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,186/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,735
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,517
−HK$2,822/mo
Today · 4.125%
HK$109,339
baseline
▲ 0.50% · 4.625%
HK$115,102
+HK$5,763/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,678/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,887
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,616
−HK$3,789/mo
Today · 4.125%
HK$127,405
baseline
▲ 0.50% · 4.625%
HK$135,157
+HK$7,752/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,810/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,373
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,950
−HK$3,629/mo
Today · 4.125%
HK$140,579
baseline
▲ 0.50% · 4.625%
HK$147,989
+HK$7,410/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,158/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,381 · Scale 2, in force from 26 Feb 2026)