LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,604
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,676
−HK$2,105/mo
Today · 4.125%
HK$70,781
baseline
▲ 0.50% · 4.625%
HK$75,088
+HK$4,307/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,562/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,097
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,084
−HK$2,016/mo
Today · 4.125%
HK$78,100
baseline
▲ 0.50% · 4.625%
HK$82,217
+HK$4,117/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,200/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,925
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,411
−HK$2,526/mo
Today · 4.125%
HK$84,937
baseline
▲ 0.50% · 4.625%
HK$90,106
+HK$5,169/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$169,874/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,916
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,301
−HK$2,419/mo
Today · 4.125%
HK$93,720
baseline
▲ 0.50% · 4.625%
HK$98,660
+HK$4,940/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$187,440/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,246
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,147
−HK$2,947/mo
Today · 4.125%
HK$99,094
baseline
▲ 0.50% · 4.625%
HK$105,123
+HK$6,029/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,188/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,735
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,518
−HK$2,822/mo
Today · 4.125%
HK$109,340
baseline
▲ 0.50% · 4.625%
HK$115,103
+HK$5,763/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,680/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,888
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,617
−HK$3,789/mo
Today · 4.125%
HK$127,406
baseline
▲ 0.50% · 4.625%
HK$135,158
+HK$7,752/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,812/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,374
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,951
−HK$3,629/mo
Today · 4.125%
HK$140,580
baseline
▲ 0.50% · 4.625%
HK$147,990
+HK$7,410/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,160/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,391 · Scale 2, in force from 26 Feb 2026)