LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,606
−HK$4,176/mo
▼ 0.25% · 3.875%
HK$68,677
−HK$2,105/mo
Today · 4.125%
HK$70,782
baseline
▲ 0.50% · 4.625%
HK$75,089
+HK$4,307/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$141,564/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,098
−HK$4,003/mo
▼ 0.25% · 3.875%
HK$76,085
−HK$2,016/mo
Today · 4.125%
HK$78,101
baseline
▲ 0.50% · 4.625%
HK$82,218
+HK$4,117/mo
Deposit HK$14.60M · loan HK$14.60M · min. income ≈ HK$156,202/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,927
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,413
−HK$2,526/mo
Today · 4.125%
HK$84,939
baseline
▲ 0.50% · 4.625%
HK$90,107
+HK$5,168/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$169,878/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,918
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,302
−HK$2,420/mo
Today · 4.125%
HK$93,722
baseline
▲ 0.50% · 4.625%
HK$98,662
+HK$4,940/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$187,444/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,248
−HK$5,847/mo
▼ 0.25% · 3.875%
HK$96,148
−HK$2,947/mo
Today · 4.125%
HK$99,095
baseline
▲ 0.50% · 4.625%
HK$105,125
+HK$6,030/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,190/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,737
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,519
−HK$2,823/mo
Today · 4.125%
HK$109,342
baseline
▲ 0.50% · 4.625%
HK$115,105
+HK$5,763/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,684/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,890
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,619
−HK$3,789/mo
Today · 4.125%
HK$127,408
baseline
▲ 0.50% · 4.625%
HK$135,161
+HK$7,753/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,816/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,376
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,954
−HK$3,628/mo
Today · 4.125%
HK$140,582
baseline
▲ 0.50% · 4.625%
HK$147,993
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,164/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,412 · Scale 2, in force from 26 Feb 2026)