LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,608
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,680
−HK$2,105/mo
Today · 4.125%
HK$70,785
baseline
▲ 0.50% · 4.625%
HK$75,092
+HK$4,307/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,570/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,100
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,088
−HK$2,016/mo
Today · 4.125%
HK$78,104
baseline
▲ 0.50% · 4.625%
HK$82,221
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,208/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,929
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,416
−HK$2,526/mo
Today · 4.125%
HK$84,942
baseline
▲ 0.50% · 4.625%
HK$90,110
+HK$5,168/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$169,884/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,921
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,305
−HK$2,420/mo
Today · 4.125%
HK$93,725
baseline
▲ 0.50% · 4.625%
HK$98,665
+HK$4,940/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$187,450/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,251
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,152
−HK$2,947/mo
Today · 4.125%
HK$99,099
baseline
▲ 0.50% · 4.625%
HK$105,128
+HK$6,029/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,198/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,741
−HK$5,604/mo
▼ 0.25% · 3.875%
HK$106,523
−HK$2,822/mo
Today · 4.125%
HK$109,345
baseline
▲ 0.50% · 4.625%
HK$115,109
+HK$5,764/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,690/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,894
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,623
−HK$3,789/mo
Today · 4.125%
HK$127,412
baseline
▲ 0.50% · 4.625%
HK$135,165
+HK$7,753/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,824/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,381
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,958
−HK$3,629/mo
Today · 4.125%
HK$140,587
baseline
▲ 0.50% · 4.625%
HK$147,998
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,174/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,453 · Scale 2, in force from 26 Feb 2026)