LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,609
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,681
−HK$2,105/mo
Today · 4.125%
HK$70,786
baseline
▲ 0.50% · 4.625%
HK$75,093
+HK$4,307/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,572/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,102
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,089
−HK$2,017/mo
Today · 4.125%
HK$78,106
baseline
▲ 0.50% · 4.625%
HK$82,223
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,212/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,931
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,417
−HK$2,526/mo
Today · 4.125%
HK$84,943
baseline
▲ 0.50% · 4.625%
HK$90,112
+HK$5,169/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$169,886/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,923
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,307
−HK$2,420/mo
Today · 4.125%
HK$93,727
baseline
▲ 0.50% · 4.625%
HK$98,667
+HK$4,940/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$187,454/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,253
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,154
−HK$2,947/mo
Today · 4.125%
HK$99,101
baseline
▲ 0.50% · 4.625%
HK$105,131
+HK$6,030/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,202/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,743
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,525
−HK$2,823/mo
Today · 4.125%
HK$109,348
baseline
▲ 0.50% · 4.625%
HK$115,112
+HK$5,764/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,696/mo (50% DSR)
Upfront cash ≈ HK$10.00M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,897
−HK$7,518/mo
▼ 0.25% · 3.875%
HK$123,626
−HK$3,789/mo
Today · 4.125%
HK$127,415
baseline
▲ 0.50% · 4.625%
HK$135,168
+HK$7,753/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,830/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,384
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,961
−HK$3,629/mo
Today · 4.125%
HK$140,590
baseline
▲ 0.50% · 4.625%
HK$148,001
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,180/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,480 · Scale 2, in force from 26 Feb 2026)