LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,611
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,683
−HK$2,105/mo
Today · 4.125%
HK$70,788
baseline
▲ 0.50% · 4.625%
HK$75,095
+HK$4,307/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,576/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,104
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,091
−HK$2,017/mo
Today · 4.125%
HK$78,108
baseline
▲ 0.50% · 4.625%
HK$82,225
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,216/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,933
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,420
−HK$2,526/mo
Today · 4.125%
HK$84,946
baseline
▲ 0.50% · 4.625%
HK$90,114
+HK$5,168/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$169,892/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,925
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,310
−HK$2,419/mo
Today · 4.125%
HK$93,729
baseline
▲ 0.50% · 4.625%
HK$98,670
+HK$4,941/mo
Deposit HK$11.68M · loan HK$17.53M · min. income ≈ HK$187,458/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,255
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,156
−HK$2,947/mo
Today · 4.125%
HK$99,103
baseline
▲ 0.50% · 4.625%
HK$105,134
+HK$6,031/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,206/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,746
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,528
−HK$2,823/mo
Today · 4.125%
HK$109,351
baseline
▲ 0.50% · 4.625%
HK$115,115
+HK$5,764/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,702/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,900
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,629
−HK$3,790/mo
Today · 4.125%
HK$127,419
baseline
▲ 0.50% · 4.625%
HK$135,172
+HK$7,753/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,838/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,387
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,965
−HK$3,629/mo
Today · 4.125%
HK$140,594
baseline
▲ 0.50% · 4.625%
HK$148,005
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,188/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,513 · Scale 2, in force from 26 Feb 2026)