LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,612
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,684
−HK$2,105/mo
Today · 4.125%
HK$70,789
baseline
▲ 0.50% · 4.625%
HK$75,097
+HK$4,308/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,578/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,105
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,093
−HK$2,016/mo
Today · 4.125%
HK$78,109
baseline
▲ 0.50% · 4.625%
HK$82,226
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,218/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,935
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,421
−HK$2,526/mo
Today · 4.125%
HK$84,947
baseline
▲ 0.50% · 4.625%
HK$90,116
+HK$5,169/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$169,894/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,926
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,311
−HK$2,420/mo
Today · 4.125%
HK$93,731
baseline
▲ 0.50% · 4.625%
HK$98,671
+HK$4,940/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$187,462/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,257
−HK$5,848/mo
▼ 0.25% · 3.875%
HK$96,158
−HK$2,947/mo
Today · 4.125%
HK$99,105
baseline
▲ 0.50% · 4.625%
HK$105,135
+HK$6,030/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,210/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,747
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,530
−HK$2,823/mo
Today · 4.125%
HK$109,353
baseline
▲ 0.50% · 4.625%
HK$115,117
+HK$5,764/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,706/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,902
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,631
−HK$3,790/mo
Today · 4.125%
HK$127,421
baseline
▲ 0.50% · 4.625%
HK$135,174
+HK$7,753/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,842/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,390
−HK$7,206/mo
▼ 0.25% · 3.875%
HK$136,967
−HK$3,629/mo
Today · 4.125%
HK$140,596
baseline
▲ 0.50% · 4.625%
HK$148,007
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,192/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,534 · Scale 2, in force from 26 Feb 2026)