LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,614
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,686
−HK$2,105/mo
Today · 4.125%
HK$70,791
baseline
▲ 0.50% · 4.625%
HK$75,099
+HK$4,308/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,582/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,107
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,095
−HK$2,016/mo
Today · 4.125%
HK$78,111
baseline
▲ 0.50% · 4.625%
HK$82,228
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,222/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,937
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,423
−HK$2,526/mo
Today · 4.125%
HK$84,949
baseline
▲ 0.50% · 4.625%
HK$90,118
+HK$5,169/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$169,898/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,929
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,314
−HK$2,419/mo
Today · 4.125%
HK$93,733
baseline
▲ 0.50% · 4.625%
HK$98,674
+HK$4,941/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$187,466/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,259
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,160
−HK$2,948/mo
Today · 4.125%
HK$99,108
baseline
▲ 0.50% · 4.625%
HK$105,138
+HK$6,030/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,216/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,750
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,533
−HK$2,822/mo
Today · 4.125%
HK$109,355
baseline
▲ 0.50% · 4.625%
HK$115,120
+HK$5,765/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,710/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,905
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,635
−HK$3,789/mo
Today · 4.125%
HK$127,424
baseline
▲ 0.50% · 4.625%
HK$135,178
+HK$7,754/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,848/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,393
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,971
−HK$3,629/mo
Today · 4.125%
HK$140,600
baseline
▲ 0.50% · 4.625%
HK$148,011
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,200/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,567 · Scale 2, in force from 26 Feb 2026)