LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,615
−HK$4,178/mo
▼ 0.25% · 3.875%
HK$68,687
−HK$2,106/mo
Today · 4.125%
HK$70,793
baseline
▲ 0.50% · 4.625%
HK$75,100
+HK$4,307/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,586/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,109
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,096
−HK$2,017/mo
Today · 4.125%
HK$78,113
baseline
▲ 0.50% · 4.625%
HK$82,230
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,226/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,938
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,425
−HK$2,526/mo
Today · 4.125%
HK$84,951
baseline
▲ 0.50% · 4.625%
HK$90,120
+HK$5,169/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$169,902/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,931
−HK$4,804/mo
▼ 0.25% · 3.875%
HK$91,316
−HK$2,419/mo
Today · 4.125%
HK$93,735
baseline
▲ 0.50% · 4.625%
HK$98,676
+HK$4,941/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$187,470/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,261
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,162
−HK$2,948/mo
Today · 4.125%
HK$99,110
baseline
▲ 0.50% · 4.625%
HK$105,140
+HK$6,030/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,220/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,752
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,535
−HK$2,823/mo
Today · 4.125%
HK$109,358
baseline
▲ 0.50% · 4.625%
HK$115,122
+HK$5,764/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,716/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,907
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$123,637
−HK$3,790/mo
Today · 4.125%
HK$127,427
baseline
▲ 0.50% · 4.625%
HK$135,180
+HK$7,753/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,854/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,396
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,973
−HK$3,630/mo
Today · 4.125%
HK$140,603
baseline
▲ 0.50% · 4.625%
HK$148,014
+HK$7,411/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,206/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,592 · Scale 2, in force from 26 Feb 2026)