LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,619
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,691
−HK$2,105/mo
Today · 4.125%
HK$70,796
baseline
▲ 0.50% · 4.625%
HK$75,104
+HK$4,308/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,592/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,113
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,100
−HK$2,017/mo
Today · 4.125%
HK$78,117
baseline
▲ 0.50% · 4.625%
HK$82,234
+HK$4,117/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,234/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,942
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,429
−HK$2,527/mo
Today · 4.125%
HK$84,956
baseline
▲ 0.50% · 4.625%
HK$90,125
+HK$5,169/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$169,912/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,935
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,320
−HK$2,420/mo
Today · 4.125%
HK$93,740
baseline
▲ 0.50% · 4.625%
HK$98,681
+HK$4,941/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$187,480/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,266
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,167
−HK$2,948/mo
Today · 4.125%
HK$99,115
baseline
▲ 0.50% · 4.625%
HK$105,146
+HK$6,031/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$198,230/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,758
−HK$5,605/mo
▼ 0.25% · 3.875%
HK$106,540
−HK$2,823/mo
Today · 4.125%
HK$109,363
baseline
▲ 0.50% · 4.625%
HK$115,128
+HK$5,765/mo
Deposit HK$8.76M · loan HK$20.45M · min. income ≈ HK$218,726/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,914
−HK$7,519/mo
▼ 0.25% · 3.875%
HK$123,644
−HK$3,789/mo
Today · 4.125%
HK$127,433
baseline
▲ 0.50% · 4.625%
HK$135,187
+HK$7,754/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$254,866/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,403
−HK$7,207/mo
▼ 0.25% · 3.875%
HK$136,981
−HK$3,629/mo
Today · 4.125%
HK$140,610
baseline
▲ 0.50% · 4.625%
HK$148,022
+HK$7,412/mo
Deposit HK$2.92M · loan HK$26.29M · min. income ≈ HK$281,220/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,657 · Scale 2, in force from 26 Feb 2026)