LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,622
−HK$4,177/mo
▼ 0.25% · 3.875%
HK$68,694
−HK$2,105/mo
Today · 4.125%
HK$70,799
baseline
▲ 0.50% · 4.625%
HK$75,107
+HK$4,308/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,598/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,116
−HK$4,004/mo
▼ 0.25% · 3.875%
HK$76,104
−HK$2,016/mo
Today · 4.125%
HK$78,120
baseline
▲ 0.50% · 4.625%
HK$82,238
+HK$4,118/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,240/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,946
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,433
−HK$2,526/mo
Today · 4.125%
HK$84,959
baseline
▲ 0.50% · 4.625%
HK$90,129
+HK$5,170/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$169,918/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,939
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,324
−HK$2,420/mo
Today · 4.125%
HK$93,744
baseline
▲ 0.50% · 4.625%
HK$98,685
+HK$4,941/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$187,488/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,270
−HK$5,849/mo
▼ 0.25% · 3.875%
HK$96,171
−HK$2,948/mo
Today · 4.125%
HK$99,119
baseline
▲ 0.50% · 4.625%
HK$105,150
+HK$6,031/mo
Deposit HK$8.77M · loan HK$20.45M · min. income ≈ HK$198,238/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,762
−HK$5,606/mo
▼ 0.25% · 3.875%
HK$106,545
−HK$2,823/mo
Today · 4.125%
HK$109,368
baseline
▲ 0.50% · 4.625%
HK$115,133
+HK$5,765/mo
Deposit HK$8.77M · loan HK$20.45M · min. income ≈ HK$218,736/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,919
−HK$7,520/mo
▼ 0.25% · 3.875%
HK$123,649
−HK$3,790/mo
Today · 4.125%
HK$127,439
baseline
▲ 0.50% · 4.625%
HK$135,193
+HK$7,754/mo
Deposit HK$2.92M · loan HK$26.30M · min. income ≈ HK$254,878/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,408
−HK$7,208/mo
▼ 0.25% · 3.875%
HK$136,986
−HK$3,630/mo
Today · 4.125%
HK$140,616
baseline
▲ 0.50% · 4.625%
HK$148,028
+HK$7,412/mo
Deposit HK$2.92M · loan HK$26.30M · min. income ≈ HK$281,232/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,710 · Scale 2, in force from 26 Feb 2026)