LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,631
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,704
−HK$2,106/mo
Today · 4.125%
HK$70,810
baseline
▲ 0.50% · 4.625%
HK$75,118
+HK$4,308/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,620/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,127
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,115
−HK$2,017/mo
Today · 4.125%
HK$78,132
baseline
▲ 0.50% · 4.625%
HK$82,250
+HK$4,118/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,264/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,958
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,445
−HK$2,527/mo
Today · 4.125%
HK$84,972
baseline
▲ 0.50% · 4.625%
HK$90,142
+HK$5,170/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$169,944/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,952
−HK$4,806/mo
▼ 0.25% · 3.875%
HK$91,338
−HK$2,420/mo
Today · 4.125%
HK$93,758
baseline
▲ 0.50% · 4.625%
HK$98,700
+HK$4,942/mo
Deposit HK$11.69M · loan HK$17.53M · min. income ≈ HK$187,516/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,284
−HK$5,850/mo
▼ 0.25% · 3.875%
HK$96,186
−HK$2,948/mo
Today · 4.125%
HK$99,134
baseline
▲ 0.50% · 4.625%
HK$105,166
+HK$6,032/mo
Deposit HK$8.77M · loan HK$20.45M · min. income ≈ HK$198,268/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,777
−HK$5,607/mo
▼ 0.25% · 3.875%
HK$106,561
−HK$2,823/mo
Today · 4.125%
HK$109,384
baseline
▲ 0.50% · 4.625%
HK$115,150
+HK$5,766/mo
Deposit HK$8.77M · loan HK$20.45M · min. income ≈ HK$218,768/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,936
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,667
−HK$3,791/mo
Today · 4.125%
HK$127,458
baseline
▲ 0.50% · 4.625%
HK$135,213
+HK$7,755/mo
Deposit HK$2.92M · loan HK$26.30M · min. income ≈ HK$254,916/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,428
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$137,007
−HK$3,630/mo
Today · 4.125%
HK$140,637
baseline
▲ 0.50% · 4.625%
HK$148,050
+HK$7,413/mo
Deposit HK$2.92M · loan HK$26.30M · min. income ≈ HK$281,274/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,241,893 · Scale 2, in force from 26 Feb 2026)