LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,642
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,715
−HK$2,106/mo
Today · 4.125%
HK$70,821
baseline
▲ 0.50% · 4.625%
HK$75,130
+HK$4,309/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,642/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,139
−HK$4,005/mo
▼ 0.25% · 3.875%
HK$76,127
−HK$2,017/mo
Today · 4.125%
HK$78,144
baseline
▲ 0.50% · 4.625%
HK$82,263
+HK$4,119/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,288/mo (50% DSR)
Upfront cash ≈ HK$15.85M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,971
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$82,458
−HK$2,527/mo
Today · 4.125%
HK$84,985
baseline
▲ 0.50% · 4.625%
HK$90,157
+HK$5,172/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$169,970/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,966
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,352
−HK$2,421/mo
Today · 4.125%
HK$93,773
baseline
▲ 0.50% · 4.625%
HK$98,716
+HK$4,943/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,546/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,299
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,201
−HK$2,949/mo
Today · 4.125%
HK$99,150
baseline
▲ 0.50% · 4.625%
HK$105,183
+HK$6,033/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,300/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,794
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$106,578
−HK$2,824/mo
Today · 4.125%
HK$109,402
baseline
▲ 0.50% · 4.625%
HK$115,169
+HK$5,767/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,804/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,956
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,687
−HK$3,791/mo
Today · 4.125%
HK$127,478
baseline
▲ 0.50% · 4.625%
HK$135,235
+HK$7,757/mo
Deposit HK$2.92M · loan HK$26.30M · min. income ≈ HK$254,956/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,450
−HK$7,209/mo
▼ 0.25% · 3.875%
HK$137,029
−HK$3,630/mo
Today · 4.125%
HK$140,659
baseline
▲ 0.50% · 4.625%
HK$148,074
+HK$7,415/mo
Deposit HK$2.92M · loan HK$26.30M · min. income ≈ HK$281,318/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,242,093 · Scale 2, in force from 26 Feb 2026)