LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,647
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,720
−HK$2,106/mo
Today · 4.125%
HK$70,826
baseline
▲ 0.50% · 4.625%
HK$75,136
+HK$4,310/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,652/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,144
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,133
−HK$2,017/mo
Today · 4.125%
HK$78,150
baseline
▲ 0.50% · 4.625%
HK$82,269
+HK$4,119/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,300/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,976
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,464
−HK$2,528/mo
Today · 4.125%
HK$84,992
baseline
▲ 0.50% · 4.625%
HK$90,163
+HK$5,171/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$169,984/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,973
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,359
−HK$2,421/mo
Today · 4.125%
HK$93,780
baseline
▲ 0.50% · 4.625%
HK$98,723
+HK$4,943/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,560/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,306
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,208
−HK$2,949/mo
Today · 4.125%
HK$99,157
baseline
▲ 0.50% · 4.625%
HK$105,190
+HK$6,033/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,314/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,802
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$106,586
−HK$2,824/mo
Today · 4.125%
HK$109,410
baseline
▲ 0.50% · 4.625%
HK$115,177
+HK$5,767/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,820/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,965
−HK$7,522/mo
▼ 0.25% · 3.875%
HK$123,696
−HK$3,791/mo
Today · 4.125%
HK$127,487
baseline
▲ 0.50% · 4.625%
HK$135,245
+HK$7,758/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$254,974/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,459
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,039
−HK$3,631/mo
Today · 4.125%
HK$140,670
baseline
▲ 0.50% · 4.625%
HK$148,085
+HK$7,415/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,340/mo (50% DSR)
Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$1,242,183 · Scale 2, in force from 26 Feb 2026)