LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,649
−HK$4,179/mo
▼ 0.25% · 3.875%
HK$68,722
−HK$2,106/mo
Today · 4.125%
HK$70,828
baseline
▲ 0.50% · 4.625%
HK$75,138
+HK$4,310/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$141,656/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,146
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,135
−HK$2,017/mo
Today · 4.125%
HK$78,152
baseline
▲ 0.50% · 4.625%
HK$82,271
+HK$4,119/mo
Deposit HK$14.61M · loan HK$14.61M · min. income ≈ HK$156,304/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,978
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,466
−HK$2,528/mo
Today · 4.125%
HK$84,994
baseline
▲ 0.50% · 4.625%
HK$90,166
+HK$5,172/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$169,988/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,975
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,362
−HK$2,420/mo
Today · 4.125%
HK$93,782
baseline
▲ 0.50% · 4.625%
HK$98,726
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,564/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,308
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,211
−HK$2,948/mo
Today · 4.125%
HK$99,159
baseline
▲ 0.50% · 4.625%
HK$105,193
+HK$6,034/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,318/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,804
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,588
−HK$2,825/mo
Today · 4.125%
HK$109,413
baseline
▲ 0.50% · 4.625%
HK$115,180
+HK$5,767/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,826/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,968
−HK$7,523/mo
▼ 0.25% · 3.875%
HK$123,699
−HK$3,792/mo
Today · 4.125%
HK$127,491
baseline
▲ 0.50% · 4.625%
HK$135,248
+HK$7,757/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$254,982/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,463
−HK$7,210/mo
▼ 0.25% · 3.875%
HK$137,042
−HK$3,631/mo
Today · 4.125%
HK$140,673
baseline
▲ 0.50% · 4.625%
HK$148,089
+HK$7,416/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,346/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,216 · Scale 2, in force from 26 Feb 2026)