LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,652
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,726
−HK$2,106/mo
Today · 4.125%
HK$70,832
baseline
▲ 0.50% · 4.625%
HK$75,142
+HK$4,310/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,664/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,150
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,139
−HK$2,017/mo
Today · 4.125%
HK$78,156
baseline
▲ 0.50% · 4.625%
HK$82,276
+HK$4,120/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,312/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,983
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,471
−HK$2,527/mo
Today · 4.125%
HK$84,998
baseline
▲ 0.50% · 4.625%
HK$90,170
+HK$5,172/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$169,996/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,980
−HK$4,807/mo
▼ 0.25% · 3.875%
HK$91,366
−HK$2,421/mo
Today · 4.125%
HK$93,787
baseline
▲ 0.50% · 4.625%
HK$98,731
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,574/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,313
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,216
−HK$2,949/mo
Today · 4.125%
HK$99,165
baseline
▲ 0.50% · 4.625%
HK$105,199
+HK$6,034/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,330/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,810
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,594
−HK$2,825/mo
Today · 4.125%
HK$109,419
baseline
▲ 0.50% · 4.625%
HK$115,186
+HK$5,767/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,838/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,974
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,706
−HK$3,792/mo
Today · 4.125%
HK$127,498
baseline
▲ 0.50% · 4.625%
HK$135,255
+HK$7,757/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$254,996/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,470
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,050
−HK$3,631/mo
Today · 4.125%
HK$140,681
baseline
▲ 0.50% · 4.625%
HK$148,096
+HK$7,415/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,362/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,283 · Scale 2, in force from 26 Feb 2026)