LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,654
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,727
−HK$2,107/mo
Today · 4.125%
HK$70,834
baseline
▲ 0.50% · 4.625%
HK$75,144
+HK$4,310/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,668/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,152
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,141
−HK$2,017/mo
Today · 4.125%
HK$78,158
baseline
▲ 0.50% · 4.625%
HK$82,278
+HK$4,120/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,316/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,985
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$82,473
−HK$2,527/mo
Today · 4.125%
HK$85,000
baseline
▲ 0.50% · 4.625%
HK$90,173
+HK$5,173/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,000/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,982
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,369
−HK$2,421/mo
Today · 4.125%
HK$93,790
baseline
▲ 0.50% · 4.625%
HK$98,733
+HK$4,943/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,580/mo (50% DSR)
Upfront cash ≈ HK$12.93M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,316
−HK$5,851/mo
▼ 0.25% · 3.875%
HK$96,218
−HK$2,949/mo
Today · 4.125%
HK$99,167
baseline
▲ 0.50% · 4.625%
HK$105,201
+HK$6,034/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,334/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,813
−HK$5,608/mo
▼ 0.25% · 3.875%
HK$106,597
−HK$2,824/mo
Today · 4.125%
HK$109,421
baseline
▲ 0.50% · 4.625%
HK$115,189
+HK$5,768/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,842/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,977
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,709
−HK$3,792/mo
Today · 4.125%
HK$127,501
baseline
▲ 0.50% · 4.625%
HK$135,259
+HK$7,758/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,002/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,473
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,053
−HK$3,631/mo
Today · 4.125%
HK$140,684
baseline
▲ 0.50% · 4.625%
HK$148,100
+HK$7,416/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,368/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,313 · Scale 2, in force from 26 Feb 2026)