LTV · monthly repayment
▼ 0.50% · 3.625%
HK$66,657
−HK$4,180/mo
▼ 0.25% · 3.875%
HK$68,730
−HK$2,107/mo
Today · 4.125%
HK$70,837
baseline
▲ 0.50% · 4.625%
HK$75,147
+HK$4,310/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$141,674/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$74,155
−HK$4,006/mo
▼ 0.25% · 3.875%
HK$76,144
−HK$2,017/mo
Today · 4.125%
HK$78,161
baseline
▲ 0.50% · 4.625%
HK$82,281
+HK$4,120/mo
Deposit HK$14.62M · loan HK$14.62M · min. income ≈ HK$156,322/mo (50% DSR)
Upfront cash ≈ HK$15.86M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,988
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$82,476
−HK$2,528/mo
Today · 4.125%
HK$85,004
baseline
▲ 0.50% · 4.625%
HK$90,176
+HK$5,172/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$170,008/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,986
−HK$4,808/mo
▼ 0.25% · 3.875%
HK$91,372
−HK$2,422/mo
Today · 4.125%
HK$93,794
baseline
▲ 0.50% · 4.625%
HK$98,738
+HK$4,944/mo
Deposit HK$11.69M · loan HK$17.54M · min. income ≈ HK$187,588/mo (50% DSR)
Upfront cash ≈ HK$12.94M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$93,319
−HK$5,852/mo
▼ 0.25% · 3.875%
HK$96,222
−HK$2,949/mo
Today · 4.125%
HK$99,171
baseline
▲ 0.50% · 4.625%
HK$105,206
+HK$6,035/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$198,342/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,817
−HK$5,609/mo
▼ 0.25% · 3.875%
HK$106,601
−HK$2,825/mo
Today · 4.125%
HK$109,426
baseline
▲ 0.50% · 4.625%
HK$115,194
+HK$5,768/mo
Deposit HK$8.77M · loan HK$20.46M · min. income ≈ HK$218,852/mo (50% DSR)
Upfront cash ≈ HK$10.01M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$119,982
−HK$7,524/mo
▼ 0.25% · 3.875%
HK$123,714
−HK$3,792/mo
Today · 4.125%
HK$127,506
baseline
▲ 0.50% · 4.625%
HK$135,265
+HK$7,759/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$255,012/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$133,479
−HK$7,211/mo
▼ 0.25% · 3.875%
HK$137,059
−HK$3,631/mo
Today · 4.125%
HK$140,690
baseline
▲ 0.50% · 4.625%
HK$148,106
+HK$7,416/mo
Deposit HK$2.92M · loan HK$26.31M · min. income ≈ HK$281,380/mo (50% DSR)
Upfront cash ≈ HK$4.17M (deposit + AVD stamp duty HK$1,242,366 · Scale 2, in force from 26 Feb 2026)